Family Financial Management Education for Village Communities Based on Digital Financial Literacy

Abstract

Low financial literacy remains a major challenge in maintaining household economic stability, particularly in rural communities. Limited understanding of control, management, and spending contributes to high household financial vulnerability. This community service program aims to improve this understanding. The implementation method involves several stages, starting with needs identification, material design, educational implementation, and community satisfaction evaluation. Forty-four participants participated in the program, with a very high satisfaction rate of 84%. These findings demonstrate that the phased financial management education effectively increased the program's acceptance and relevance among rural communities