The Effect of Income, Financial Attitudes, And Locus Control on The Behavior of Financial Management Employees of PT BINA BUMI BERKAT
Income, Financial Attitude, Locus Control And Financial Management Behavior
DOI:
https://doi.org/10.30587/innovation.v4i1.5201Keywords:
Income, Financial Attitude, Locus Control And Financial Management BehaviorAbstract
The background in this study is that the problems that affect financial management behavior are that employees at PT Bina Bumi Berkat are still not able to manage their financial management behavior properly. This study aims to examine the influence of income, financial attitudes, and locus control on financial management behavior of PT Bina Bumi Berkat employees. This research uses quantitative methods. The population in this study was PT Bina Bumi Berkat employees, totaling 120 people, while the sample was taken using the Non Probability Sampling technique using a saturated sample. the sample in this study is 120 permanent employees of PT Bina Bumi Berkati. The analysis technique uses instrument test, classic assumption test, and hypothesis test. For test aids using the Statistical Package for the Social Sciences (SPSS). The results of this study indicate that income has a positive and significant effect on the financial management behavior of PT Bina Bumi Berkat, financial attitudes have a positive and significant effect on the financial management behavior of PT Bina Bumi Berkat, and Locus Control has a positive and significant effect on the financial management behavior of PT Bina Bumi Berkat. .
References
Kholilah, N. dan Iramani, 2018. Studi Financial Management Behavior Pada. Masyarakat Surabaya, Journal of Business and Banking. Vol 03. No 2. 75-89.
Kurnia, Sari. 2017. Manajemen Keuangan Konsep Dan Penerapannya. Gramedia Widiasarana Indonesia. Jakarta.
Mahdzan, N. S., & Tabiani, S. 2018. The Impact of Financial Literacy on Individual Saving: An Exploratory Study in the Malaysian Context. Transformations in Business and Economics, 12(1), 41–55.
Mufidah. 2018. Pengaruh Locus Of Control Dan Pengetahuan Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa. Jurnal Akuntansi. Vol 7 No 1. 97 -110
Wulansari, Novi. 2019. Pengaruh Pendapatan, Literasi Keuangan, Dan Sikap Keuangan Terhadap Perilaku Manajemen Keuangan Keluarga Desa Ketanjung Kecamatan Karanganyar Kabupaten Demak Melalui Perilaku Keuangan Sebagai Variabel Intervening. Jurnal Manajemen Keuangan. 1-14.
