The Effect Of Financial Knowledge, Financial Attitude And Lifestyle On Financial Behavior On Shopee Users
DOI:
https://doi.org/10.30587/innovation.v3i1.3675Keywords:
financial behavior, student, Shopee usersAbstract
This study aims to test the effect of financial knowledge, financial attitudes, and lifestyle on financial behavior in management students using Shopee. The development of technology today facilitates all human affairs, including buying and selling which is increasingly facilitated. In the current condition, namely the Covid-19 pandemic, it is also able to encourage people to shop more online. The use of marketplaces among students at the University of Muhammadiyah Gresik has led to the pattern of forming student financial behavior to become more consumptive. The number of samples used in this study were 100 respondents. The analytical technique to test the hypothesis is using the Statistical Package for the Social Sciences (SPSS). The results of this study indicate that financial knowledge has a significant effect on financial behavior, financial attitudes have no significant effect on financial behavior, and lifestyle has a significant effect on financial behavior.
References
Khoirini, N., Mardani, R. M., & Wahono, B. (2021). Pengaruh Financial Literacy, Financial Attitude Dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan Pada UMKM Fashion Di Kota Malang. Jurnal Riset Manajemen, 1, 87–99. http://riset.unisma.ac.id/index.php/jrm/article/view/10615
Kholilah, N. Al, & Iramani, R. (2013). Studi Financial Management Behavior Pada Masyarakat Surabaya. Journal of Business and Banking, 3(1), 69. https://doi.org/10.14414/jbb.v3i1.255
Kusnandar, D. L., & Kurniawan, D. (2018). Literasi Keuangan Dan Gaya Hidup Ibu Rumah Tangga Dalam Membentuk Perilaku Keuangan Keluarga Di Kota Tasikmalaya. Seminar Nasional Dan Call for Paper Sustainable Competitive Advantage, September, 1–13.
Muhidia, S. C. U. (2019). Pengaruh Pengetahuan Keuangan, Sikap Keuangan Dan Locus Of Control Terhadap Perilaku Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Gresik. Journal Manajerial. 5(2), 58–65.
Potrich, ACG, Vieira, KM, & Silva, W. (2016). Pengembangan Model Literasi Keuangan Bagi Mahasiswa Universitas. Tinjauan Riset Manajemen, 29(3).
Robb, C. A., dan Sharpe, D. L. (2011). Effect of Personal Financial Knowledge on College Students’ Credit Card Behavior. Journal of Financial Counseling & Planning, 20(1), 25–43.
Safura Azizah, N. (2020). Pengaruh Literasi Keuangan, Gaya Hidup Pada Perilaku Keuangan Pada Generasi Milenial. Prisma (Platform Riset Mahasiswa Akuntansi), 01(02), 92–101.
Sari, I. W., Susyanti, J., & Salim, M. A. (2020). Pengaruh Financial Literacy, Financial Attitude Dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan Pada Pelaku Umkm Fashion Di Kota Batu. E – Jurnal Riset Manajemen, 9(5), 17–31.
Santoso, Rahmad Agus dan Handayani. (2018). Manajemen Keuangan: Keputusan Keuangan Jangka Panjang. Gresik, UMG press.
Sugiyono. (2019). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Alfabeta.
