The Influence of Loan yo Deposite Ratio, Operational Costs and Operational Revenue, Non Performing Loans on Profitability In Banking Companies Listed on The Indonesia Stock Exchange

Abstract

Profitability is a ratio to assess a company's ability to achieve profits. This ratio also provides a measure of the level of effectiveness of a company's management. This is indicated by the profit generated from sales and investment income. To look at the effect of Loan to Deposit Ratio (LDR), Operating Expenses and Operating Income (BOPO), and Non Performing Loan (NPL) on Return On Assets (ROA) on banking companies listed on the Indonesia Stock Exchange (IDX ). The type of research used is the type of quantitative research and the analysis of data uses statistics and the research is in the form of numbers. Sampling method using purposive sampling, the data analysis method used is a method of multiple linear regression analysis. The results showed that the Loan to Deposit Ratio (LDR) had a positive effect on Return On Assets (ROA), Operating Expenses and Operating Income negatively and significantly on Return On Assets (ROA), and Non Performing Loans (NPL) negatively and significantly on Return On Assets (ROA).