Iriani LD, Hidayah N, Amin M. The Effect of Financial and Digital Literacy on Financial Behavior: Gender as a Moderating Variable Among Millenials and Generation Z. j. manajerial [Internet]. 2026 Jan. 26 [cited 2026 Jun. 12];13(01):131-53. Available from: https://journal.umg.ac.id/index.php/manajerial/article/view/10862