IRIANI, Latifah Dian; HIDAYAH, Nurul; AMIN, Muhammad. The Effect of Financial and Digital Literacy on Financial Behavior: Gender as a Moderating Variable Among Millenials and Generation Z. Jurnal Manajerial, [S. l.], v. 13, n. 01, p. 131–153, 2026. DOI: 10.30587/jurnalmanajerial.v13i01.10862. Disponível em: https://journal.umg.ac.id/index.php/manajerial/article/view/10862. Acesso em: 12 jun. 2026.