Khoirina, Marisya, 		alfina, alfina, AND 		Setyo, Hans.
" Determinan Individu Mengadopsi Layanan E-Payment  (Studi Pada Millenials Di Kabupaten Gresik)" <em>Jurnal Manajerial</em> [Online], Volume 8 Number 01 (24 January 2021)