Tangiduk, Rastieci, et al. “Pengaruh Transaksi Mobile Banking, Internet Banking, Dan ATM Terhadap Kinerja Keuangan Perbankan”. Journal of Culture Accounting and Auditing, vol. 3, no. 1, June 2024, pp. 13-24, doi:10.30587/jcaa.v3i1.7540.