MAHARANI, Shafira Rahma; PURWANTI, Lilik. Pengaruh Literasi Keuangan, Kompetensi Sumber Daya Manusia, Dan Locus of Control Terhadap Kualitas Laporan Keuangan UMKM Kota Malang . Journal of Culture Accounting and Auditing, [S. l.], v. 5, n. 1, p. 1–9, 2026. DOI: 10.30587/jcaa.v5i1.11672. Disponível em: https://journal.umg.ac.id/index.php/jcaa/article/view/11672. Acesso em: 30 jun. 2026.