1.
Fathonah TN, Santoso RA. The Role of Financial Technology in Micro, Small and Medium Enterprises in Financial Innovation and Social Change. IVRJ [Internet]. 2022 Dec. 30 [cited 2025 Jun. 6];2(1):62-6. Available from: https://journal.umg.ac.id/index.php/ivrj/article/view/4856