FATHONAH, Tiva Nur; 						SANTOSO, Rahmat Agus.
 The Role of Financial Technology in Micro, Small and Medium Enterprises in Financial Innovation and Social Change.
<strong>Indonesian Vocational Research Journal</strong>, [S.l.], v. 2, n. 1, p. 62-66, dec. 2022.
ISSN 2829-1883.
Available at: &lt;<a href="https://journal.umg.ac.id/index.php/ivrj/article/view/4856" target="_new">https://journal.umg.ac.id/index.php/ivrj/article/view/4856</a>&gt;. Date accessed: 22 dec. 2024.
doi: <a href="http://dx.doi.org/10.30587/ivrj.v2i1.4856">http://dx.doi.org/10.30587/ivrj.v2i1.4856</a>.